In an interview with FinAi News, Edge Focus CEO Elliott Lorenz explained where AI and machine learning add the most value across the life of an asset-backed securities deal. His answer was credit underwriting, which he sees as the most under-invested part of the process and the place with the greatest leverage.
Edge Focus, a technology-driven private credit firm founded in 2017, applies AI underwriting through its Origin platform to evaluate consumer loan applications for its lending partners, and monitors loan performance after purchase with its Lens portfolio analytics platform. That underwriting supports the firm’s EDGEX shelf of asset-backed securities backed by consumer loans.