On the Fintech One-on-One podcast, Peter Renton talks with Elliott Lorenz, co-founder and CEO of Edge Focus, about how a background in applied math and high frequency trading led him to consumer lending, and how Edge Focus works today as a technology-enabled private credit firm between consumer lending platforms and institutional investors.
They cover how Origin, Edge Focus’s credit underwriting engine, makes loan decisions and helps lending partners expand their credit box; how the firm’s models can take in as little as one month of payment history and be updated within a day; Lens, the firm’s portfolio analytics platform; building the EDGEX asset-backed securities shelf and partnering with Fortress; and how Lorenz reads recent criticism of private credit.